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M05 Dumps - Insurance law (IL) Practice Exam Questions

CII M05 - Insurance Law (M05) Practice Exam

  • Certification Provider:CII
  • Exam Code:M05
  • Exam Name:Insurance law (IL)
  • Certification Name:Insurance Law (M05)
  • Total Questions:118 Questions and Answers With Detailed Explanations
  • Updated on:Based on the current M05 exam blueprint. Updated on Nov 27, 2025
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CII M05 This Week Results

M05 Question and Answers

Question # 1

For this question more than 1 option is correct. You must select all the correct options to gain the mark.

The Insurance: Conduct of Business sourcebook (ICOBS) rules in respect of claims handling specify that an insurer must

Options:

A.  

settle a claim promptly once settlement has been agreed.

B.  

handle a claims notification within 14 days.

C.  

provide reasonable guidance to an insured to help him make a claim.

D.  

not unreasonably reject an insured's claim.

Discussion 0
Question # 2

In a chain of events, the proximate cause of a loss is always the

Options:

A.  

only event contributing towards the loss.

B.  

last event before the loss occurs.

C.  

dominant event leading to the loss.

D.  

only event which is not excluded by the terms of the policy.

Discussion 0
Question # 3

Bill owned a painting which was insured under a policy containing a first refusal clause. The painting was stolen and Bill's claim was settled, but several months later the painting was recovered by the police. As a consequence, what is Bill's position under his insurance policy?

Options:

A.  

Bill may exercise an option to buy the painting back.

B.  

Bill must return the claim settlement in exchange for the painting.

C.  

Bill must buy the painting back.

D.  

Bill may keep the claim settlement and also keep the painting.

Discussion 0

PDF vs Software Version

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Verified & Updated Questions:
Our team of CII experts continuously updates the question bank to ensure all content is relevant, accurate, and aligned with the latest M05 exam objectives.

Interactive Learning:
Read the explanation for every answer right or wrong. Understand the why behind each concept to solidify your Insurance law (IL) knowledge, not just memorize a answer.

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M05 FAQs

It focuses on key legal principles related to insurance contracts and regulations.

Anyone pursuing CII qualifications or working in insurance and legal compliance can apply.

The exam generally contains multiple-choice questions testing knowledge and understanding.

The duration is usually 2 hours.

You need to achieve at least 70 percent to pass successfully.

It is available year-round through online and test center options.

Yes, you can retake it after your result is released.

Results are typically available within a few working days after submission.

There are no strict requirements.

You may attempt it as many times as needed until you pass.

M05 Related Exams

Insurance Law (M05) Practice Exams Dumps Question Answers

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Our Satisfied Customers

Morocco
Derry
2 weeks ago

This guide is really helpful and clear, it made me feel confident and less stressed about tackling the M05 Insurance Law exam.

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