Recent content by msparish

  1. M

    So, your 401K is tanking, what can you do?

    As an example: You invest $100/month into a mutual fund for retirement. Assume last month the price was $100/share. That means you bought one share last month. This month the price is only $90, so you get to buy 1.11 shares. So, you now have more shares than if the market had stayed constant...
  2. M

    So, your 401K is tanking, what can you do?

    The market goes through corrections, they are normal. If you are more than a few years from retirement, don't worry about it. To tell the truth, if a 11% correction scares you out of the market, you shouldn't be investing in stocks to begin with. As a final note, if you are still a long...
  3. M

    How to properly quit job if you have vacation you want to use up first?

    Whether your existing coverage will remain valid until the end of the month (if you quit on the 7th) varies by employer. Don't worry about keeping continuous coverage. As long has you do not have a 63 day lapse between health coverage, your new insurance can't have pre-existing condition...
  4. M

    How to properly quit job if you have vacation you want to use up first?

    How soon do you start your new job? You can sign up for COBRA within a certain period of time after you quit (I can't remember what the deadline is, but it is at least a few weeks if not longer). If nothing happens to you healthwise, great. If something does happen, you can sign up for COBRA...
  5. M

    Does collecting unemployment go on your permanent record?

    Students do not qualify for unemployment.
  6. M

    How to boost credit score

    Using your cards doesn't help your score at all. Keeping a balance hurts your score. How long ago were your college days?
  7. M

    YAC(redit)T - If you pay full amount due monthly but always carry...

    Depending on the card, it is most likely hurting your score a little bit. Even though you are paying it off every month, your credit report will show that you are using $1000-$1500 out of the $2500. That said, I wouldn't worry about it. If you ever need to get a loan, pay off the entire...
  8. M

    Basketball vs Football

    Depends on what you define as athleticism. Different attributes are needed for each sport. That said, it is much more difficult to play in the NBA than it is to play in the NFL. The NBA has a much larger pool of players to select from and there are many fewer spots available in the league...
  9. M

    Quick Tax Question....

    They are only deductible if you work in your new location for a certain period of time. I can't remember exactly, but it is longer than 3 months (it's more on the order of a year or two).
  10. M

    Anyone here have a Milk Allergy?

    For me the prick showed a positive. However, the allergist said that there was only a 50% chance I was actually allergic. Although I have never gone 100% without dairy for an entire week, I have come close. In addition, I never feel any negative effects after eating a large amount of dairy.
  11. M

    Calculus AB Problem

    Hehe. OP, for a problem like this you need to take d/dt for both sides of the equation. Remember to use the product rule on the left side.
  12. M

    Anyone here have a Milk Allergy?

    When I had allergy testing they said I might be allergic to milk. However, I love milk/milk products and don't feel any better when I don't eat them. So...if I really am allergic I don't want to know.
  13. M

    Who should be the highest paid football players?

    Why? These guys generate billions of dollars in revenue, they deserve every penny they can get. If people are willing to spend so much watching the NFL the players should be rewarded with their huge contracts.
  14. M

    BCS Ranking Thread (Updated for 10/21/2007)

    No, it doesn't. Since each of those team's one losses came from each other, they should have a much tighter grouping. I'm fine with LSU being rated higher than Kentucky since the game went to overtime and was played in Lexington. At a neutral field, LSU most likely wins...however, the gap...
  15. M

    BCS Ranking Thread (Updated for 10/21/2007)

    This is one of the reasons that the polls are so stupid.
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