25yrs old, making $30,000......

[JEDI]

Originally posted by: mercanucaribe
Stay with your parents for a year or two and pay off your debt.

 

[daveymark]

Originally posted by: daveymark

Originally posted by: daveymark

Originally posted by: RaistlinZ

Originally posted by: mercanucaribe
Stay with your parents for a year or two and pay off your debt.

I forgot to mention, staying at home with parents is not an option. My stepmom "subtley" left an Apartments For Rent magazine on the desk in my room while I was out the other day. She obviously wants me out.

P

w

n

 

[shortspanishguy]

Originally posted by: daveymark

Originally posted by: daveymark

Originally posted by: daveymark

Originally posted by: RaistlinZ

Originally posted by: mercanucaribe
Stay with your parents for a year or two and pay off your debt.

I forgot to mention, staying at home with parents is not an option. My stepmom "subtley" left an Apartments For Rent magazine on the desk in my room while I was out the other day. She obviously wants me out.

P

w

n

e

 

[JEDI]

do what alot of people in cali do.. live in a homeless shelter. i saw a 20/20 report where people in cali making $40k/yr are living in a shelter because they cant afford housing

 

[spidey07]

dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

 

[Kelvrick]

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

I'd generally agree with you with being 25 and not being able to take care of yourself is just immature, but who knows.

If there was extra room in the house and I could support myself, but I'd probably live at home until I bought a house (found a good good gf to move out with and the housing market in orange county is way too high) and my parents would actually like that more then me staying out on my own and wasting money on rent.

I'd probably take over utility payments and whatever else they have payments on, and they'd have some more company instead of just being them, and another person around to help with anything they might need (general handyman duties, handling any problems that arise). Then in a few years, with that 1500 I'd save every couple of months, we'd probably buy another house and rent out the current one and then look, we now have two properties, and the new one probably larger and easily supporting everyone there.

 

[ggnl]

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

Agreed. You are not entitled to support from your parents once you are capable of supporting yourself. It may be convenient for your fianancial goals, but it shows an awful lot of inconsideration towards your parents' goals of living a life free of disturbance from their mooching children. Maybe when you move out you'll realize how much of a PITA it is to have a perennial houseguest.

 

[iversonyin]

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

He's not mooching off his parents. He pays his bills and got a job. That's a whole lot better.

If you look at his finances, he's in no position to move out. If you are in his position, I don't think you want to move out.


OP: Save the money and go to school. Specialize in certain field so that you can make more than 30k.

I think 30k is consider low in Cali?

Don't listen to idiots here about immaturity. There is nothing wrong living with your parents and be able to save money to do something greater. Its a hell lot better than running credit card debt just to be able to live by yourself.

I think they are immature to even think that age and moving out has anything to do with maturity.

 

[Rudee]

A salary of 30k in California is barely enough to cover a car loan, thus now way in hell should you be considering becoming a homeowner.

 

[iversonyin]

What's the life insurance policy like? I would drop life insurance and put money in mutual fund instead.

 

[ggnl]

Originally posted by: iversonyin

Don't listen to idiots here about immaturity. There is nothing wrong living with your parents and be able to save money to do something greater. Its a hell lot better than running credit card debt just to be able to live by yourself.

I think they are immature to even think that age and moving out has anything to do with maturity.

Supporting yourself independently isn't a sign of maturity? Brilliant!

 

[purbeast0]

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

there is a huge difference between mooching off your parents and living with your parents ...

 

[zoiks]

Get a different job. You must have accrued some experience by now which should help you in attaining a new position that pays better.

 

[meltdown75]

Topic Title: 25yrs old, making $30,000......
Topic Summary: Should I buy a home, rent, live on the street???

make a decision. it won't kill you.

I need ATOT's help

no you don't.

 

[Dr. Detroit]

Get a roommate,

living with your folks at 22 let alone 25 is bad!

 

[iversonyin]

Originally posted by: ggnl

Originally posted by: iversonyin

Don't listen to idiots here about immaturity. There is nothing wrong living with your parents and be able to save money to do something greater. Its a hell lot better than running credit card debt just to be able to live by yourself.

I think they are immature to even think that age and moving out has anything to do with maturity.

Supporting yourself independently isn't a sign of maturity? Brilliant!

He has a jobs and he pay all the bills. That's not enough?


Genious....


And have you look at his finance? He need to run debt just to live alone.

And we not going to question your finances/ financial skill now. You are talking about maturity and you can't do simple math?

 

[mugs]

Originally posted by: Aimster
I was 23 and I still lived with my parents
..

I might move back in.

School + Car + Mortgage = !@E#*!)#*

Weren't you JUST posting about buying a $30,000 car recently? Retard.

 

[cmdrmoocow]

Move away from SoCal... that place is way too expensive for that $30k job of yours.

Yeah, your family might be a little upset, but theres just no way you can afford to stay around there.

 

[JImmyK]

Hey bud, sometimes the biggest problem is thinking outside of the box. Take a step back and maybe there is another solution, why are you working 65 hours a week and only pulling in 30K, Im assuming you are at 9 bucks an hour?

Find a head hunter, get to a temp agency, dont ever settle. And if you have the option of living at home then go back to school and get a solid degree which will render you a starting salary of at least 50k. Business majots with a 4 yr degreeare are starting at 50k+ these days, you can do it.

 

[Skunkwourk]

Originally posted by: ggnl

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

Agreed. You are not entitled to support from your parents once you are capable of supporting yourself. It may be convenient for your fianancial goals, but it shows an awful lot of inconsideration towards your parents' goals of living a life free of disturbance from their mooching children. Maybe when you move out you'll realize how much of a PITA it is to have a perennial houseguest.

just curious, because I feel the argument can go both ways...

How would moving out on a salary that can't support him be any more mature or indicate adult hood? Say he moves out, he probably won't make it on that salary and will end up in a bigger hole than when he started. Doesn't sound like the choice a responsible person would make (granted you can argue irresponsibility for being in his current situation). Obviously staying at home means ridicule, and he'll have to swallow his pride. Still, though parts of me want to agree he should move out, given his situation, it just doesn't seem like a smart move...

I say stay, be a "loser" for a couple years, find a new job, pay off debt, just make sure you end up a winner...

 

[spidey07]

Many people have roomates starting out.

Then again there are other adults who do just fine waiting tables.

I guess that was my point - OP'll find a way. At 25 one should be an adult and start acting like one.

 

[mugs]

Originally posted by: Eghck

Originally posted by: ggnl

Originally posted by: spidey07
dashen, the definition of immaturity is the inability to act like an adult and still live with your parents.

It actually is disgusting how many young people think mooching off their parents is OK.

maturity/adulthood = being able to take care of yourself.
immaturity = living with mommy in the basement.

At the age of 25 you need to be able to take care of yourself, and if you can't...well....you are still a child.

Agreed. You are not entitled to support from your parents once you are capable of supporting yourself. It may be convenient for your fianancial goals, but it shows an awful lot of inconsideration towards your parents' goals of living a life free of disturbance from their mooching children. Maybe when you move out you'll realize how much of a PITA it is to have a perennial houseguest.

just curious, because I feel the argument can go both ways...

How would moving out on a salary that can't support him be any more mature or indicate adult hood? Say he moves out, he probably won't make it on that salary and will end up in a bigger hole than when he started. Doesn't sound like the choice a responsible person would make (granted you can argue irresponsibility for being in his current situation). Obviously staying at home means ridicule, and he'll have to swallow his pride. Still, though parts of me want to agree he should move out, given his situation, it just doesn't seem like a smart move...

I say stay, be a "loser" for a couple years, find a new job, pay off debt, just make sure you end up a winner...

:thumbsup: Making poor financial decisions is not a sign of maturity. OP needs to get his finances in order before moving out.

(He really needs to find a better job too, and while he's living at home he can do that without worrying about not being able to pay his rent)

 

[pontifex]

Originally posted by: spidey07
Many people have roomates starting out.

Then again there are other adults who do just fine waiting tables.

I guess that was my point - OP'll find a way. At 25 one should be an adult and start acting like one.

i didn't realize having your own place made you an adult.
i know many people who have their own places and they are anything but adults.

 

[Cattlegod]

It may be hard to admit, but you may really want to look into switching careers. even blue collar work can get you 50k/year.

 

[rahvin]

Originally posted by: DBL
Also, you need to reduce your 401K.

Don't follow this advice, a dollar invested in your 20's will net you 10 time more at retirement than a dollars invested in your 30's-40's.