$35 offer from discover card

[PaNsyBoy8]

Discover

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Referral link replaced by AnandTech Moderator

 

[bsprawka]

bump

 

[MarkM]

I don't know if that code hanging on the end of the original URL is a referral, but in any case here's teh same deal without a code passed with it:

Discover $35 deal

By the way, this is a repost (a couple tiems over)

 

[kdegarmo]

Nice find - don't recall seeing this posted before, so if it's a repost, it's appreciated. $35 is a nice bonus, you can always cancel the card, and if you choose to keep it I think it's the only credit card that can be used at Sam's (someone correct me if I'm wrong...)

Kev

 

[blues008]

Wow, that is a nice deal.

 

[manly]

Someone's bound to ask, so the answer is they credit $35 to your balance within about 2 months of account opening.

Too bad Discover recently watered down their CashBack bonus program. Sure, it was never a lot of money anyway, but every little bit helps.

Edit:

The CashBack bonus tiers pay less than they used to. The difference isn't much, but it's something like $5 less for the first $3000 charged. After that, it's the same (1% of charges). It is an improvement that you can now cash out in $20 increments rather than wait until the 12 month cycle is ended.

I still have and use my Discover card, but *much* less frequently than a couple years back. Another positive for signing up is no-fee 0% B.T. for 6 months, which ain't bad at all!

 

[Tranpkp]

This is inaccurate the Cashback program is better, paying higher / faster and you can cash out incrementally!!

 

[GPz1100]

manly, I would of PM'd this to you, but I didn't see a PM link for you.

>Too bad Discover recently watered down their CashBack bonus program. Sure, it was never a lot of money anyway, but every little bit helps.

Watered down in what way? I don't recall getting any materials on this.

thanks!

 

[XCLAN]

currently i transfered all my credit cards to my discover card....and am paying 0% interest. gunna transfer all the discover stuff over to another card as soon as my 0% runs out .

 

[mistashady]

how much good credit do you have to have in order to get this carD?

 

[salsal]

It used to be (annually)
<1000 0.25%
1001-2000 0.50%
2001-3000 0.75%
>3000 1%

Now (starting 5/1/02)
<2000 0.25%
2001-3000 0.50%
>3000 1%
First 2 levels may be slightly off. Nevertheless, it's watered down.

I now use 1st USA Cashback Visa and Citibank Dividend MC. Both are 1% back from 1st $1. 1st USA can cash out every $25 and Citibank $100.

 

[ULI]

Believe you can use both Mastercard and Visa also at Sam's Club. Cannot use AMEX however.

 

[Colrenea]

Another thing to keep in mind is that if you're like me and you do most of your grocery shopping at Sam's or Wal-Mart, you don't get the full 1% there either. It is like .25%. I am switching to the Citibank dividend card. Not only is it 1% everywhere, but there are still some places that don't take Discover. Mastercard is accepted everywhere. I use the card for everything, even paying other bills. Then I just make sure I pay the balance every month. I like being paid to use a credit card.

 

[PrineFan]

so..what is the best deal on credit card as far as cash back? i use discover and pay off balance each month.... what's this about citibanK?

 

[dentalboy]

tempting to do this though

 

[fr]

I did this and got my bonus about 8 months ago.

 

[tbalon]

My Sam's Club only takes Discover, nothing else except cold hard cash..............

 

[salsal]

My Sam's Club only takes Discover, nothing else except cold hard cash..............

Do what I do to beat the system: Buy Wal-Mart or Sam's gift card at Wal-Mart with my cashback Visa or MC then use the gift card at Sam's. You get 1% back to shop at Sam's. I do the same with Wal-Mart gas station. 1% back and 3 cents off gas price. I wonder one of these days Wal-Mart won't take credit cards for gift cards.

 

[GnatGoSplat]

Darn! No money for me, I've had a Discover card for at least 8-years now.

 

[cjsh]

<< It used to be (annually)
<1000 0.25%
I now use 1st USA Cashback Visa and Citibank Dividend MC. Both are 1% back from 1st $1. 1st USA can cash out every $25 and Citibank $100. >>



Does Citibank Dividend MC have annual fee? If not, this is a great alternative for Discover. Many resturants don't take Discover and they lowered cashback. I just got my cashback $90 from Discover.

 

[ETan]

<< Does Citibank Dividend MC have annual fee? If not, this is a great alternative for Discover. Many resturants don't take Discover and they lowered cashback. I just got my cashback $90 from Discover. >>



I would like to know also... someone tell me please.

I'm currently using discover card, with $25 bonus (not $35 for me), and 0% BT till september. Maybe by that time I can transfer to another account.... while my money sits in a interest savings account. I like to pay off my debts though. Don't like feeling like I'm owing someone money..

 

[KRayZieDoGG]

i just signed up
but they offered me a slightly lower apr actually through the normal mail

ill just ask them to lower it after i get it so i can have the low apr and my 35 bones, asking almost always works (got my chase mastercard from 12.9 down to 8.9)

 

[Colrenea]

No annual fee for the Dividend Mastercard. Pretty low introductory rates too, but don't get this card if you are going to carry a revolving balance. Look for one of the 0% introductory offers that are floating around all over the place. Although the Dividend card does offer 0% on balance transfers, but they do charge a transfer fee. I have seen some offers recently with no interest and no transfer fee.

 

[cjsh]

<< No annual fee for the Dividend Mastercard. Pretty low introductory rates too, but don't get this card if you are going to carry a revolving balance. Look for one of the 0% introductory offers that are floating around all over the place. Although the Dividend card does offer 0% on balance transfers, but they do charge a transfer fee. I have seen some offers recently with no interest and no transfer fee. >>



do you have their phone number? I would like to get this card. 1% cashback is great. I don't carry balance at all so high interest rate is ok with me.

 

[Maverick215]

REPOST
http://forums.anandtech.com/messageview.cfm?catid=40&threadid=663978&STARTPAGE=5
BTW if you only have a cell phone, then don't bother applying. Appears they have to have a "home" phone number, I imagine so that they can resell it to telemarketters.