I'm not an expert, but I have built several DIY speaker kits, and done some driver evaluation and box design.
Ohms is an impedence measurement, it changes depending on the frequency the driver is producing, but in general is about 4 ohms (resistance, if you will, to electrical current flow). For car audio this is the standard for non-subs.
3" is a small driver, probably good for 500 hz plus, and not much for volume, though the sensitivity, which you didn't list, is much more important than diameter as far as volume for a given input power (wattage) is concerned.
15 watts RMS is the average all the time power this speaker can handle. This is low, but most car stereo's only put out 20 or less rms, so as long as you don't turn it up all the way, it will probably not blow. And speakers can handle lots of power, it is DISTORTION from the amp which will kill them.
30 watts Peak is the max it can handle mechanically before the speaker begins to disintegrate - it can handle this power for a short amt of time. car stereo's typically do 45 w peak, so there is a problem here. know your application and amplifier power.
Crossovers direct the audio spectrum to the correct speaker. subwoofers get 100 hz and less. woofers 60 - 2500 hz or so. tweeters 2000 hz - 20000 hz. crossovers are what are used to make the right frequencies go to the speaker built to reproduce those frequencies. without a crossover, your sub will try to produce frequencies it cannot, and that is very very bad, as the speaker will fail. the same logic goes for the other drivers.