when i did that, they got me for all kinds of crazy fee's, transfer fee's..etc ended up being like $5k more on top of the $5,128.00 buyout price. I re read the contract and didnt see anything mentioned of such or any info about buyout price outside of saying how much a buyout price is. so a loan on that extra 5 grand went up even more with interest.
So i suppose you should warn others it depends on the dealer. Even some of the big dealers are scammers it seems