egads!!

[NoShangriLa]

Originally posted by: captains
there was a study of women goin back to work full time and only making <$4k a year after the cost of day care

Totally true. My oldest sister quit her full time med research job to take care of her kids, because the cost of day care for the kids and her net income after tax leaving her only 8K more than staying at home to take care of the kids.

 

[daniel1113]

Originally posted by: Citrix

Originally posted by: lokiju
I'm in the same boat

We have a little one on the way in June and ran the numbers and it still makes more fiscal sense to put the child in day care and have us both work, though we might look into having my wife work part time at her current job if they'll allow it.

you did the math wrong.

I just ran the numbers through my supercomputer, and apparently, the only winning move is not to play.

 

[Duddy]

Move to a smaller town. Daycare here is $400/month. It's a nice Christian daycare too.

 

[OutHouse]

my wife did daycare out of our home for 5 or so years. she made a lot of money from the families who the wife WANTED to go back to work.

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

 

[rasczak]

Originally posted by: Citrix
your wife will be working for the babysitter.


/Sarcasm
pretty satisfying isnt it.

/sarcasm

at this point no

in about a year, we should be better off. she'll be almost double what she's taking in right now.

but at this point that doesn't make me feel any better

 

[NoShangriLa]

Originally posted by: rasczak

Originally posted by: Citrix
your wife will be working for the babysitter.


/Sarcasm
pretty satisfying isnt it.

/sarcasm

at this point no

in about a year, we should be better off. she'll be almost double what she's taking in right now.

but at this point that doesn't make me feel any better

Or, the wife can stay home to take care of the kid & run a daycare service...double win!

 

[child of wonder]

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

 

[Ramma2]

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

That was great, lol moment at work for me

 

[OutHouse]

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

 

[rasczak]

Originally posted by: NoShangriLa

Originally posted by: rasczak

Originally posted by: Citrix
your wife will be working for the babysitter.


/Sarcasm
pretty satisfying isnt it.

/sarcasm

at this point no

in about a year, we should be better off. she'll be almost double what she's taking in right now.

but at this point that doesn't make me feel any better

Or, the wife can stay home to take care of the kid & run a daycare service...double win!

not really in the cards. she has a chosen path she's on. her main goal is to become a speech pathologist.

 

[child of wonder]

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

No, since my wife makes about $1,600 per month after taxes, insurance, and 401k. Daycare for my daughter is $107 per week and my son's after school care is $30 per week plus $35 per month for lunches.

That means we have $1,000 in pocket each month because of her working which, coincidentally, is the same as our house payment.

If my wife didn't work we wouldn't be able to afford a house.

To take your case further, I probably should not have gone to school and worked PT after the kids were born either. I threw away 2 years of being at home with them all day and for what? A house? Reliable cars? Mommy and Daddy being financially secure and not always fighting about money? A college fund for the kids? A lifestyle higher than poor or welfare? Plenty of food?

Seriously, I know where you're coming from in that it doesn't make sense for both earners to work when one can barely cover the daycare expenses with their income alone, but they represent a very small portion of working parents. My wife works because we can afford more for our kids if she didn't. It's a sacrifice she makes FOR our kids, not in spite of them.

 

[rasczak]

Originally posted by: child of wonder

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

No, since my wife makes about $1,600 per month after taxes, insurance, and 401k. Daycare for my daughter is $107 per week and my son's after school care is $30 per week plus $35 per month for lunches.

That means we have $1,000 in pocket each month because of her working which, coincidentally, is the same as our house payment.

If my wife didn't work we wouldn't be able to afford a house.

To take your case further, I probably should not have gone to school and worked PT after the kids were born either. I threw away 2 years of being at home with them all day and for what? A house? Reliable cars? Mommy and Daddy being financially secure and not always fighting about money? A college fund for the kids? A lifestyle higher than poor or welfare? Plenty of food?

Seriously, I know where you're coming from in that it doesn't make sense for both earners to work when one can barely cover the daycare expenses with their income alone, but they represent a very small portion of working parents. My wife works because we can afford more for our kids if she didn't. It's a sacrifice she makes FOR our kids, not in spite of them.

Thank you for so eloquently saying how I feel about this whole daycare issue. It's a minor sacrifice for the greater good of your family.

 

[RKS]

When I come home after a long day of dealing with shitty clients (actually today I was called a fucking douche by a fellow female associate) the only one who really cares is my dog.

 

[OutHouse]

Originally posted by: child of wonder

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

No, since my wife makes about $1,600 per month after taxes, insurance, and 401k. Daycare for my daughter is $107 per week and my son's after school care is $30 per week plus $35 per month for lunches.

That means we have $1,000 in pocket each month because of her working which, coincidentally, is the same as our house payment.

If my wife didn't work we wouldn't be able to afford a house.

To take your case further, I probably should not have gone to school and worked PT after the kids were born either. I threw away 2 years of being at home with them all day and for what? A house? Reliable cars? Mommy and Daddy being financially secure and not always fighting about money? A college fund for the kids? A lifestyle higher than poor or welfare? Plenty of food?

Seriously, I know where you're coming from in that it doesn't make sense for both earners to work when one can barely cover the daycare expenses with their income alone, but they represent a very small portion of working parents. My wife works because we can afford more for our kids if she didn't. It's a sacrifice she makes FOR our kids, not in spite of them.

im happy for you. but you are the exception not the rule. from when my wife did daycare i knew what her parents did and it just didnt add up. most of the womans paycheck from her job went to pay my wife to watch their kids....

that is all i was saying.

 

[SunnyD]

You have to remember too - daycare is only temporary until the kids get to school age. Then you'll be hitting aftercare for all the kids.

 

[vi edit]

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

No, since my wife makes about $1,600 per month after taxes, insurance, and 401k. Daycare for my daughter is $107 per week and my son's after school care is $30 per week plus $35 per month for lunches.

That means we have $1,000 in pocket each month because of her working which, coincidentally, is the same as our house payment.

If my wife didn't work we wouldn't be able to afford a house.

To take your case further, I probably should not have gone to school and worked PT after the kids were born either. I threw away 2 years of being at home with them all day and for what? A house? Reliable cars? Mommy and Daddy being financially secure and not always fighting about money? A college fund for the kids? A lifestyle higher than poor or welfare? Plenty of food?

Seriously, I know where you're coming from in that it doesn't make sense for both earners to work when one can barely cover the daycare expenses with their income alone, but they represent a very small portion of working parents. My wife works because we can afford more for our kids if she didn't. It's a sacrifice she makes FOR our kids, not in spite of them.

im happy for you. but you are the exception not the rule. from when my wife did daycare i knew what her parents did and it just didnt add up. most of the womans paycheck from her job went to pay my wife to watch their kids....

that is all i was saying.

Maybe that's because you guys ran a budget based shop compared to the alternative and drew that particular demographic.

 

[rasczak]

Originally posted by: SunnyD
You have to remember too - daycare is only temporary until the kids get to school age. Then you'll be hitting aftercare for all the kids.

aftercare isn't an issue. I leave work at 2pm everyday. the girls don't leave school until 230pm. when they both hit school, that's going to free up $800 a month. Just three more years

 

[child of wonder]

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

Originally posted by: child of wonder

Originally posted by: Citrix

every week when her parents paid her i would see the checks on the office and think how much money the partents spend and how much they miss in watching the development of thier kid just so they can meet some need to work to feel complete.

I know when I come to work and get treated like shit by users and executives all while knowing I'll never get more than a 3% raise that nothing makes me feel more complete. I'm sure my wife feels the same at her job.

If not for this feeling of completeness we could quit our jobs, live in a cardboard box, and not miss a single second of watching our kids starve to death.

so paying most of your wife's check to somebody else to raise your kids is more important than you doing it?

No, since my wife makes about $1,600 per month after taxes, insurance, and 401k. Daycare for my daughter is $107 per week and my son's after school care is $30 per week plus $35 per month for lunches.

That means we have $1,000 in pocket each month because of her working which, coincidentally, is the same as our house payment.

If my wife didn't work we wouldn't be able to afford a house.

To take your case further, I probably should not have gone to school and worked PT after the kids were born either. I threw away 2 years of being at home with them all day and for what? A house? Reliable cars? Mommy and Daddy being financially secure and not always fighting about money? A college fund for the kids? A lifestyle higher than poor or welfare? Plenty of food?

Seriously, I know where you're coming from in that it doesn't make sense for both earners to work when one can barely cover the daycare expenses with their income alone, but they represent a very small portion of working parents. My wife works because we can afford more for our kids if she didn't. It's a sacrifice she makes FOR our kids, not in spite of them.

im happy for you. but you are the exception not the rule. from when my wife did daycare i knew what her parents did and it just didnt add up. most of the womans paycheck from her job went to pay my wife to watch their kids....

that is all i was saying.

I'd bet money my family is the rule rather than the exception since most working mothers aren't doing some kind of dream job -- they're customer service agents, secretaries, collection agents, etc.

I wish I made enough money to have allowed my wife to stay home through the first 5 years of our children's lives. Just didn't happen that way.

She'll continue to work once they go to school, too, since we'll be able to afford to knock out our remaining debt quickly and really balloon up our emergency fund. Once that's done, she will be going to school, too, and I'll support everyone.

 

[dquan97]

I'm glad my wife stays at home w/ our 3 kids...all under 4. Private preschool for our eldest will be $308/mo for part-time (2days/week, 4hrs/day)

 

[OverWorkedTech]

I feel lucky that it worked out for us for my wife to stay home.

 

[trmiv]

Originally posted by: vi edit

Originally posted by: trmiv
Thank goodness my retired parents live 5 minutes away and are literally begging my wife and I to have kids so they can have something to take care of during the day.

They all say that. Then the remember just how much work kids are and rescend that offer.

Trust me, won't happen. My mom has actually taken on a couple of kids to care for during the day because she likes doing it.

 

[OCGuy]

Just drop them off at the Neverland Ranch....duh.

 

[Kadarin]

<--- no kids, no daycare expenses

This means I get to drive the M3...

 

[Geekbabe]

Daycare is needed even if it eats most of the second earner's paycheck.. it's needed
to keep that earner in the workforce gaining skills. Staying at home for several years
with children will negatively impact your lifetime earnings potential, a parent who goes
on the mommy track might never catch up fiscally.

 

[Rage187]

my MIL takes care of our 2yr old daughter full time and makes dinner for us every night.

My wife wants another but I can't see taking advantage of her mom when she already does what she does. BTW I love my MIL. My wife was an only child so I think that plays into them wanting to be a huge part of our daughters life.