Extended waranty

[Coolharmony2]

What do you think about to take Insurance '' Extended waranty'' for the computer.

Many computer stores that recommend to me to take a extended waranty of 2 more years. In total it's 3 years full cover (parts and work).

But, it's $ 100 of more on the invoice.

It's a 1 year waranty for all customers if i decline the extended waranty.

Does the computer go to the garbage 1 year more later ?

Are there much risk when the extended waranty is declined ?

 

[krnmastersgt]

Depends on the type of system and how much you're spending on it, as well as who you're ordering from imo. If it's a pretty high-end build then you may seriously want to have the extended warranty coverage, if it's a relatively budget system I'd say it varies greatly depending on the company that you're buying from and how much you're spending on the base system itself.

Computer components can last quite a long time as long as they operate in relative safe and standard conditions, the component most likely to fail in a desktop would probably be the hard drive as the mechanical components inside are about the only things that move in a computer aside from fans.

Afraid I don't understand your last question.

 

[DSF]

Well, the first thing you have to understand is that the company wants you to buy the extended warranty. They structure the price such that as long as they sell enough warranties to overcome random chance, they will make money.

Oftentimes, they make a lot of money.

So if you buy an extended warranty it's purely for your peace of mind, not because it's likely to be worth the price they're charging in the long run. The odds of anything major failing in a computer in the first 3 years are relatively small.

Do you feel comfortable trying to fix a computer yourself?
Would the loss of your computer for a few days while you work on fixing it be a significant problem for you?

 

[JackMDS]

Desktops? Nah, it is a waste of money.

Laptops and other portables?

If one is the "absent mind Not careful type".

Yeah, it is a Good idea to insure.

 

[corkyg]

In general, I never buy an extended warranty. It is pure profit for the seller. Statistically, it will never be used. I can afford to cover myself. If it is profitable for the seller, it is not profitable for me.

But, it's a free choice. If I were a salesman I would love you to buy one.

 

[Zap]

In general, I never buy an extended warranty. It is pure profit for the seller. Statistically, it will never be used. I can afford to cover myself. If it is profitable for the seller, it is not profitable for me.

TRUTH!

It isn't as simple, however. For instance when I bought my Dell Vostro V131, Dell offered two more years of warranty on it for something like $80, making the warranty 3 years total. A similarly priced Inspiron would have cost close to $200 for the same 2 extra years. Another example is my wife's car. I forgot what the extended warranty cost, but remember thinking it pretty cheap for the extra years versus what I've been quoted for extended warranty before, plus the owner receives roadside assistance and towing as part of that warranty.

Something else to consider is what the extended warranty covers. For instance some notebook manufacturers offer even higher priced extended warranty that covers accidental damage. Not too bad an idea, for instance, if you are buying a new notebook computer for your accident-prone 12 year old son, or your always-drinks-coffee-at-the-computer husband. However, would probably not be that great of a deal for your paranoid-of-technology great aunt who only uses it weekly to check emails, and then locks it up in a roll-up desk.

Still, the general rule applies. Retailers push extended warranties because they make bank on it. Logically that means the buyer (on average) loses money.

 

[Coolharmony2]

I could have the basic waranty of 1 year.

Order to me, it's good.

If the product is good after 1 year. it can to have a life time of 1 or 2 years of more.

It's a dekstop.

 

[cl-scott]

If we're talking like a Best Buy or Fry's store warranty, then I cannot say no strongly enough. I worked in the repair depot for a retail chain, and they will cut every single corner they can. I had to brow beat the audit manager to spring for $20 for a heatsink cowling on an 08 Mac Pro where the glue on the magnets was bad and the magnets were falling off. Since it wasn't directly related to the problem, they didn't want to pay for it, until I told them that it'd just increase the odds that the thing would be back a couple of months later with a several hundred dollar issue. A bit of an exaggeration maybe, but at the same time I considered it unprofessional to send the unit back with a known issue like that.

The one good thing about store warranties is they have to give you a loaner unit, but that kind of cuts both ways, since it might be you wind up with a system 2-3X better than yours just because yours is so old.

Now, manufacturer warranties I would say can be worth the money. Replacement parts come direct from the manufacturer, they aren't some gray market part from dumpster diving companies like Blue Raven or MPD... Manufacturers are far less likely to try and weasel their way out of warranty obligations, repair times are often lower, etc.

Laptops and all-in-one units in particular are worth getting an extended warranty on. One OOW issue that's not a HDD or RAM going bad, can easily more than pay for the cost of the warranty.

 

[mfenn]

I tend to agree with cl-scott. Only consider warranties offered by the manufacturer, because they have the resources to repair the machine correctly. When I'm deciding on whether or not to get an extended warranty, it really comes down to how easy it is to repair it myself and how important the machine's uptime is.

For example:

Personal desktop: easy to repair, low impact of downtime = don't bother
Personal laptop: hard to repair, low impact of downtime = will consider it
Server for work: hard to repair, high impact of downtime = oh hell yes

 

[bryanl]

The $100 cost of the extended warranty can pay for an external USB drive for backup, and your credit card may automatically extend the standard 1 yr warranty to 2 yrs.

Squaretrade is one of the few companies that sells extended warranties and has a good reputation.

 

[MontyAC]

I tend to buy stuff with a credit card that will extend the warranty one additional year.

 

[Coolharmony2]

If i want refused the extended waranty.

Are these parts enough reliable with a minimal risk to see a part broken between 1 and 3 years old ?

I feel me as i am playing to a lottery game.

Case
Cooler Master 690 II advanced USB 3.0 Noir

Power Supply
ATX Corsair 650 watts Tx V2

Procesor
I5-3550

Motherboard
ASUS P8Z77-V LX Z77

Graphic card
SAPPHIRE PCIE RAD HD7850 2048M LITE DDR5

Hard disk
SATA3 1 TB SEAGATE 7200,12 64m ST1000DM003

128.0 CRUCIAL SSD M4

memory
KINGSTON HYPERX GENESIS 1600 MHZ DDR3 8 GB kit

Optical drive
DVD RW LG GH24NS90

Exploitation system
WINDOWS 7 Home Prem x64 Francais OEM

Keyboard
KB Generic USB/PS2 Noir Francais

Mouse
Souris Logitech Optique B100 USB oem noir

Monitor
ASUS 21.5'' VE228H/2 LED 5MS Noir 16:9 Haut

 

[VirtualLarry]

Desktop computers are generally very reliable. I'm still using a pair of motherboards that I purchased in 2006 or 2007. (GA-P35-DS3R v1.0)

(Those were some of Gigabyte's first "Durable" motherboards, and they have indeed held up well. I expect them to last 10 years or more.)

 

[Zap]

One more thing I want to point out is that some manufacturers such as Dell will still sell you extended warranty as long as you purchase it before the original warranty runs out. I don't know if they jack up the price, but that's an option for those who aren't sure - don't buy yet, and buy later if you change your mind.

your credit card may automatically extend the standard 1 yr warranty to 2 yrs.

Very GOOD point! :thumbsup: I've done that on big purchases (my first 42" LCD HDTV at around $1600 years ago) since my platinum MasterCard does that.

Are these parts enough reliable with a minimal risk to see a part broken between 1 and 3 years old ?

Check the manufacturer's warranty, the likelihood of something failing and the potential cost of replacement.

Case
Cooler Master 690 II advanced USB 3.0 Noir
What can go wrong in a case? You might wear out or break the power button or USB ports (especially if you have a toddler that might grab stuff sticking out of them) but otherwise there's nothing to break.

Power Supply
ATX Corsair 650 watts Tx V2
This will already have at least a 3 year warranty, if not longer. By the way, this PSU is overkill for your parts list. With a Radeon 7850 you can go lower on the wattage and still have a lot of overhead.

Procesor
I5-3550
3 year warranty. By the way, why not a 3570K? Your motherboard will thank you.

Motherboard
ASUS P8Z77-V LX Z77
3 year warranty.

Graphic card
SAPPHIRE PCIE RAD HD7850 2048M LITE DDR5
This isn't that high end a card, so if it breaks outside of warranty then you have an "excuse" to upgrade. And by then, the latest cards will probably be much better.

Hard disk
SATA3 1 TB SEAGATE 7200,12 64m ST1000DM003
1 year warranty.

128.0 CRUCIAL SSD M4
3 year warranty.

memory
KINGSTON HYPERX GENESIS 1600 MHZ DDR3 8 GB kit
Lifetime warranty.

Optical drive
DVD RW LG GH24NS90
Who cares? I can buy a replacement DVDRW for the cost of two fast food meals.

Exploitation system
WINDOWS 7 Home Prem x64 Francais OEM
There is no warranty on software, only EULAs.

Keyboard
KB Generic USB/PS2 Noir Francais
Generic keyboards are even cheaper than optical drives, plus if it breaks you have an excuse for a new one. Keyboards do show wear after time, so consider it something that wears out.

Mouse
Souris Logitech Optique B100 USB oem noir
Same thing with mice. By the time it breaks, it will probably be showing wear so may as well buy a new one.

Monitor
ASUS 21.5'' VE228H/2 LED 5MS Noir 16:9 Haut
Probably has a 3 year manufacturer's warranty.

 

[Daemas]

Desktops: No
Laptops: I'd say only over $700. Anything less than that and you're pretty much replacing the machine anyway when anything fails.
AIOs: Definitely. Motherboards, screens, PSUs, and Cooling systems are easily near the cost of whatever you bought the AIO for.
Servers: Definitely, exotic parts are expensive.
Apple: hell yes. Expensive because apple controls the cost of parts since they are the only place you can buy from. Motherboards and screens can easily cost 800-1200. Keyboards/touchpad/top case combos are easily 350+. Disc drives are 400+