GOP ACA Replacement Imminent....Predictions

[BoomerD]

This (R) plan, O'Bummercare Lite, is gonna fuck us. I have Medicare, but my wife is on an ACA plan. She pays about $150/month with about $600 in subsidies. The new plan will eliminate those subsidies...and give tax credits instead. Since our taxable income is low enough that we already don't pay taxes, those tax credits won't do a thing to help us. I suspect there are a LOT of people in similar situations across the country. We'll probably end up dropping her insurance...then sign up for it in an emergency and pay the 30% premium surcharge for a year.

 

[Sea Ray]

I certainly could have missed it, but how does AHCA increase your insurance company options?

Hopefully this will be the first step in selling across state lines, but in addition to that it'll increase my choices by giving insurance companies more flexibility in plans that they offer. Under Obamacare the gov't mandates that every plan include birth control, mammograms, alcohol/mental illness, immunizations, colonoscopies and many other things free of co-pays or deductibles. If I only want a bare bones plan like just surgeries and hospitalizations I should be able to buy that

 

[Jhhnn]

This (R) plan, O'Bummercare Lite, is gonna fuck us. I have Medicare, but my wife is on an ACA plan. She pays about $150/month with about $600 in subsidies. The new plan will eliminate those subsidies...and give tax credits instead. Since our taxable income is low enough that we already don't pay taxes, those tax credits won't do a thing to help us. I suspect there are a LOT of people in similar situations across the country. We'll probably end up dropping her insurance...then sign up for it in an emergency and pay the 30% premium surcharge for a year.

It's not like an insurance co will come to the emergency room so you can sign the papers.

Billionaires obviously need tax cuts more than your wife needs coverage, anyway, at least to the Repub leadership.

 

[Sea Ray]

This again? You have the choice to not enroll. You're self employed, correct? Shop around, there's other companies that will insure you. Or maybe you did, and ACA is still your cheapest option?

Yes, this again. I guess you're still not getting it. Let me explain it to you one more time 'cause it's not real complicated: Forget the exchanges. I'm on my own. I have only one health insurance co that will sell me a plan. One. That's it. In recent years United, Humana and Medical Mutual have all pulled out of my area. I go to independent agents and they all told me the same thing. I have only one option.

Do you understand now why I'm screwed? Gov't has taken away my freedom of choice. To make matters worse the plan I can get sucks. It does not cover me out of state unless (they determine it to be an) emergency. They also make us jump through hoops to get Rxs filled. I could go on but that should paint the picture for you

 

[Blackjack200]

Yes, this again. I guess you're still not getting it. Let me explain it to you one more time 'cause it's not real complicated: Forget the exchanges. I'm on my own. I have only one health insurance co that will sell me a plan. One. That's it. In recent years United, Humana and Medical Mutual have all pulled out of my area. I go to independent agents and they all told me the same thing. I have only one option.

Do you understand now why I'm screwed? Gov't has taken away my freedom of choice. To make matters worse the plan I can get sucks. It does not cover me out of state unless (they determine it to be an) emergency. They also make us jump through hoops to get Rxs filled. I could go on but that should paint the picture for you

Sounds like we need single payer.

 

[Jhhnn]

Yes, this again. I guess you're still not getting it. Let me explain it to you one more time 'cause it's not real complicated: Forget the exchanges. I'm on my own. I have only one health insurance co that will sell me a plan. One. That's it. In recent years United, Humana and Medical Mutual have all pulled out of my area. I go to independent agents and they all told me the same thing. I have only one option.

Do you understand now why I'm screwed? Gov't has taken away my freedom of choice. To make matters worse the plan I can get sucks. It does not cover me out of state unless (they determine it to be an) emergency. They also make us jump through hoops to get Rxs filled. I could go on but that should paint the picture for you

Repubs did torpedo that rather nicely, huh? If they'd fund risk corridor payments you wouldn't have that problem.

 

[Sea Ray]

This (R) plan, O'Bummercare Lite, is gonna fuck us. I have Medicare, but my wife is on an ACA plan. She pays about $150/month with about $600 in subsidies. The new plan will eliminate those subsidies...and give tax credits instead. Since our taxable income is low enough that we already don't pay taxes, those tax credits won't do a thing to help us. I suspect there are a LOT of people in similar situations across the country. We'll probably end up dropping her insurance...then sign up for it in an emergency and pay the 30% premium surcharge for a year.

I think what they're talking about is refundable tax credits which means you'll get a check from the gov't for any "negative tax" you owe. But this is a concept opposed by Republicans like Rand Paul. It's still an income redistribution play. What makes this more complicated is that other Republicans like the one in my state, Rob Portman, doesn't like it because it takes away too many subsidies. I don't know how Republicans can solve that one w/i their own party.

 

[Sea Ray]

Sounds like we need single payer.

I honestly think that was the grand plan 8 yrs ago. They knew Obamacare was unsustainable but they figured it'd get so screwed up the people would throw up their hands and say "all right, let's go to single payer." What they didn't imagine was DJT in the White House

 

[Sea Ray]

Repubs did torpedo that rather nicely, huh? If they'd fund risk corridor payments you wouldn't have that problem.

No, all they need to do is drop the regulations and open it up across state lines. The answer is not always more taxpayer money

 

[IronWing]

No, all they need to do is drop the regulations and open it up across state lines. The answer is not always more taxpayer money

All that will do is create a race to the bottom with the insurance companies screwing policy holders even harder.

 

[Sea Ray]

All that will do is create a race to the bottom with the insurance companies screwing policy holders even harder.

I'd like more consumer choice; not less. I don't want the gov't dictating to me what health insurance plan I can buy. Before ACA I bought bare bones policies. Now my plans include all these freebies but it's come at a price. My premiums have increased $1000/mo. That sucks

 

[Jhhnn]

No, all they need to do is drop the regulations and open it up across state lines. The answer is not always more taxpayer money

I referenced reality. You reference conservative fantasy. Repubs knew what they were doing in not funding risk corridor payments. They knew they were & are screwing people just like you.

 

[Fanatical Meat]

I think what they're talking about is refundable tax credits which means you'll get a check from the gov't for any "negative tax" you owe. But this is a concept opposed by Republicans like Rand Paul. It's still an income redistribution play. What makes this more complicated is that other Republicans like the one in my state, Rob Portman, doesn't like it because it takes away too many subsidies. I don't know how Republicans can solve that one w/i their own party.

Yeah, the way I understand the tax credit is its a refund. However we know what will happen, we will not see health plans for much less than the age appropriate tax credit because if I'm selling and I know you have 2k to spend, I'm charging 2k+

 

[trenchfoot]

That "Repeal Obamacare" battle cry of the Repubs that helped them foment undeserved hatred for the man they unsuccessfully tried to obstruct for the two terms he served is finally coming back around and smacking those Repub Congress critters upside their shortsighted heads.

Instead of making the improvements (more affordable, more accessible, more comprehensive) that Trump literally promised us, what he and the GOP is offering us is the same tired ideologically driven trickle down bullshit wrapped in a "new and better" health plan for America.

No matter what the Repubs try to do to fool us into thinking that they're looking out for the welfare and interests of the working class and the poor, their legislation always, repeat ALWAYS defers to the interests of the very wealthy.

If the Dems ever want to get more working class Americans on their side of the aisle, they need to keep hammering this fact in the media and they need to hammer it with a vengeance. They need to make clear that the single issue scare tactics that the GOP have been successfully exploiting is fooling them into supporting the agenda of the very wealthy and plainly against their own best interests.

This "new and improved" health care plan that the GOP is attempting to sell to the nation is a perfect example of how the Repubs have been operating for nigh on decades now, what with offering the middle class and the poor everything they need to hear to get them electing Repubs into office, yet once in office they give nothing in return except empty promises and a very much appreciated stab in the back.

Trump is THE quintessential example of this time honored ploy of the GOP, with the exception that his version is overdosed on 'roids.

Yet it seems his followers are just not capable of seeing, or refuse to see how they are being duped and are being made absolute fools of by Trump and the American aristocrat class he represents, the class that's got these poor souls picking scraps from the garbage cans of these very wealthy elites.

 

[ch33zw1z]

Yes, this again. I guess you're still not getting it. Let me explain it to you one more time 'cause it's not real complicated: Forget the exchanges. I'm on my own. I have only one health insurance co that will sell me a plan. One. That's it. In recent years United, Humana and Medical Mutual have all pulled out of my area. I go to independent agents and they all told me the same thing. I have only one option.

Do you understand now why I'm screwed? Gov't has taken away my freedom of choice. To make matters worse the plan I can get sucks. It does not cover me out of state unless (they determine it to be an) emergency. They also make us jump through hoops to get Rxs filled. I could go on but that should paint the picture for you

Get a real job. That's what Republicans will tell you.

Many believe health care isn't your right, opt out and pay the fine.

Don't count on something to bring more insurance companies back to you, or for it to be cheaper.

Medicare for all works for me. This nonsense has gone on long enough in our country.

We're you self employed pre aca?

https://www.ehealthinsurance.com/ohio-health-insurance

 

[blackangst1]

The Repubs can dance all night and day around these two very hard cold facts about what their version does, but that right there is the backbone, the two main priorities that they're going after. Anything left in this GOP plan for the working class is merely bait and salve meant to lure the unwary gullible fools into signing off on their scheme, just as Trump did with those folks who put him in office.

The GOP, in representing the interests of the very wealthy, are the primary beneficiaries of the for profit health insurance companies and health care industries. They will take care of their benefactors first and foremost before scattering whatever crumbs are left to the working stiffs of America, as the GOP is of the attitude that to keep the nation under their control they have to keep the very wealthy in control of the nation. The two are inseparable and will only survive and prosper if each keeps the other alive.

There's nothing new going on here as to whatever the Repubs do legislatively speaking, there will always be something good in the GOP's legislative agenda for the wealthy to benefit from, and it will always be derived from whatever they can whip off of the backs of the middle class and the poor in order to provide it.

Just to correct you, its not JUST the GOP. Remember, it was the Dems that passed, with a Dem POTUS ultimately signing into law, the ACA. America cheered while the insurance companies grinned for the windfall they would receive in the coming years. You can call this anecdotal, but I recently filled an RX for myself, only to discover a bottle of insulin...ONE BOTTLE...has increased in price 50% in the last 3 years (from $200 to $300...the same bottle you can buy in Canada for $60). Of which I use 3 per month. I asked my pharmacist whom I know well WTF? He shrugged and said the ACA now covers more people and a higher percentage of drugs, so companies charge more, because they can. My mother, who has been in healthcare for 45 years, has echoed similar things, albeit in care, not drugs. Hospitals are generally more expensive now than prior to the ACA. Exponentially so.

So no. Its not JUST the GOP. Its BOTH parties EQUALLY.

 

[ch33zw1z]

We all feel your pain.

Pharmscist sounds like he presented his opinion.

High drug prices are nothing new. Big pharma is real

No worries though, our saviour is here.

 

[sandorski]

Lotto winners are gonna hate this Plan.

 

[ivwshane]

Hopefully this will be the first step in selling across state lines, but in addition to that it'll increase my choices by giving insurance companies more flexibility in plans that they offer. Under Obamacare the gov't mandates that every plan include birth control, mammograms, alcohol/mental illness, immunizations, colonoscopies and many other things free of co-pays or deductibles. If I only want a bare bones plan like just surgeries and hospitalizations I should be able to buy that

Insurers are already allowed to sell insurance across state lines.

How is it that you have so many posts in this thread and yet you are so fucking ignorant?


Its obvious what you want and that's cheap health care that you don't want to have to pay for. That is unless you expect us to believe that you want a health care plan that's cheap but doesn't cover shit. Kind of pointless, isn't it?

 

[theeedude]

This is not a bill, it's a political suicide pact.

 

[ivwshane]

This is not a bill, it's a political suicide pact.

Well, if you think about it, the Republican plan for health care reform is to hurry up and die.

 

[khon]

This bill proves once again that Trump is a liar. He said repeatedly that he wouldn't cut Medicaid, and that his plan would cover everybody, both of which turns out to be untrue.

The only people who will benefit from this Republican plan are the millionaires who get tax cuts, for everyone else it is worse.

 

[pcgeek11]

This bill proves once again that Trump is a liar. He said repeatedly that he wouldn't cut Medicaid, and that his plan would cover everybody, both of which turns out to be untrue.

The only people who will benefit from this Republican plan are the millionaires who get tax cuts, for everyone else it is worse.

I thought he said he was not going to cut Medicare.

 

[theeedude]

https://www.nytimes.com/2017/03/07/health/risk-of-losing-health-insurance-in-republican-plan.html

Martha Brawley of Monroe, N.C., said she voted for President Trump in the hope he could make insurance more affordable. But on Tuesday, Ms. Brawley, 55, was feeling increasingly nervous based on what she had heard about the new plan from television news reports. She pays about $260 per month for a Blue Cross plan and receives a subsidy of $724 per month to cover the rest of her premium. Under the House plan, she would receive $3,500 a year in tax credits — $5,188 less than she gets under the Affordable Care Act.

“I’m scared, I’ll tell you that right now, to think about not having insurance at my age,” said Ms. Brawley, who underwent a liver biopsy on Monday after her doctor found that she has an autoimmune liver disease. “If I didn’t have insurance, these doctors wouldn’t see me.”

These people really are dumber than a bag of rocks.

 

[theeedude]

Insurers are prohibited today from charging the older person more than three times as much as the youngest, but the Republican plan would allow them to charge five times as much. A 64-year-old could see annual premiums increase by almost 30 percent to $13,100 on average, according to the S.&P. analysis.

Well, that's going to be a sobering experience for Trump supporters.