Oh joy, now we have a self professed healthcare guru who claims to know everything there is to know about health care and nobody else knows anything.
OK Mr Guru, if health care is all about getting people well and has nothing to do with money, then tell me something. Why is there so much health insurance fraud? Why are medical clinics billing insurance companies for tests that were not done, for services that were not rendered, and for medications the patient never received? Why is Medicare fraud amounting to billions of dollars a year?
Well, my mother has worked in healthcare administration her entire life (including spending time as the COO of an acute care facility), I did my premedical undergraduate work in microbiology and healthcare policy/administration, worked in EMS for years, did some bench research at UPenn, and now am a third year medical student while also completing my Masters in Public Health. Do I have all (many?) of the answers? Absolutely not. Do I have enough of a background to realize how ludicrous certain posters in this thread are? Yes.
You proposed a system of healthcare where you implied that physicians may not treat as effectively as possible (consciously or not) so that they can make more money? That's absolutely insulting, and shows that you have no personal relationship of substance with physicians.
You then suggest that you should only pay when healthy? Please, then, could you tell me how that applies to any number of genetic, congenital, chronic illnesses? How about someone with diabetes? Does having diabetes, in and of itself, constitute being ill even it properly controlled? Or is this patient only ill when his diabetes is uncontrolled (which, by the way, is often the fault of the patient due to poor compliance)?
There are a good number of physicians, nurses, medical students, and other healthcare professionals on this board, so please don't sit there and assume than no one has any idea.
Being frustrated about being sick is one thing, and completely normal, but taking it out/blaming it on physicians is a different thing entirely.