It's done- Healthcare bill passes

[JSt0rm]

good. Now we need to work on making it bettter

UHC!

 

[Hayabusa Rider]

From HR 3590, house.gov.

For sake of argument suppose the "assigned risk pool" if you will has an average of 5 times the utilization of the norm. It appears that the ratio is 3 to 1 in terms of what can be charged between lowest and highest (I'm tired so I might not be reading that right).

If that's true, then the base rate may have to come up to meet that ratio which might just raise profits even higher.

 

[Carmen813]

In terms of Federal funding of Abortions, that is one of the deals with the devil the dems were willing to do to pass the bill.

As it is sorry Carlene, no Federally funded abortion for you. If you want an abortion you pay for it out of your own purse.

Which is how it should be. Individual choice, individual responsibility. I.e., they want one they pay for it.

And I hate to point this out, but it's relevant. Abortions are cheap, usually under $500. Even if we did cover them with federal funds it would not drastically increase the amount of them being performed. Second point: Just because a woman has insurance that covers an abortion does not mean that they WILL get an abortion. The whole thing is a red herring.

 

[Corporate Thug]

It doesn't say that a rate cannot increase. It does say elsewhere that x% (around 80) of premium dollars must be used to pay for health care costs, or else members of that insurance pool get refunded the difference.

Furthermore, think about what you are asking for. Do you want the government to place a cap on rates?

As for smoking, it's a choice. Getting sick isn't.

Can you elaborate on this a little? I'm not sure what this means.

 

[Patranus]

It doesn't say that a rate cannot increase. It does say elsewhere that x% (around 80) of premium dollars must be used to pay for health care costs, or else members of that insurance pool get refunded the difference.

Furthermore, think about what you are asking for. Do you want the government to place a cap on rates?

As for smoking, it's a choice. Getting sick isn't.

Wait wait wait.

Smoking is a choice but getting sick isn't?

So if I choose to smoke and I get lung cancer I am responsible for my lung cancer but if I eat at Burger King every day and get type 2 diabetes I am not responsible?

Please explain.

 

[Carmen813]

For sake of argument suppose the "assigned risk pool" if you will has an average of 5 times the utilization of the norm. It appears that the ratio is 3 to 1 in terms of what can be charged between lowest and highest (I'm tired so I might not be reading that right).

If that's true, then the base rate may have to come up to meet that ratio which might just raise profits even higher.

I'm not following you...the 3:1 refers to age.

I'm off to bed, people seem antsy tonight. I might not be back for a few days. Shoot me a PM.

 

[Pneumothorax]

Lincoln's Inaugural Speech.

Something big also happened on the same day. Google it.

 

[Carmen813]

Can you elaborate on this a little? I'm not sure what this means.

Let's say its 80%. You and your employer pay $10,000 a year in premiums.

This means that your health insurance company must use at least $8,000 of that money to pay for health care costs. Not necessarily for YOU personally, but for people in your insurance pool.

They only manage to use $7,000. They must then refund you the $1,000.

 

[Carmen813]

Something big also happened on the same day. Google it.

My guess would be the Civil War started. I believe it was Lincoln's election that triggered it. The bloodiest American war in history. If people think that health care reform is worth the deaths of millions in a war...then...well, I question their sanity.

 

[Fenixgoon]

You know, since all the Republicans voted nay anyway, the Democrats could have passed a better healthcare bill that did not include all those concessions to the right. They could have passed single-payer, truly universal healthcare, not this diluted hodgepodge.

the problem was getting all the dems on board. there were several people holding out depending on the language of the bill.

 

[drebo]

So when does the gub'ment start paying for my insurance and where do I sign up? If the Dems are determined to implement this piece of shit bullshit subsidy, I'm determined to take advantage of it.

 

[Carmen813]

Wait wait wait.

Smoking is a choice but getting sick isn't?

So if I choose to smoke and I get lung cancer I am responsible for my lung cancer but if I eat at Burger King every day and get type 2 diabetes I am not responsible?

Please explain.

Personally I wouldn't have a problem charging more for obesity either. If not caused by a genetic condition.

How about if you avoid drinking, don't smoke, don't do drugs, eat healthy, and work out enough to score an "outstanding" on your ROTC fitness test, then six months later are diagnosed with cancer?

You know, like with what happened to me.

Okay, I'm off to bed for real now.

 

[IronWing]

Something big also happened on the same day. Google it.

EW Tempel discovered the first of the five asteroids he would eventually discover.

 

[CADsortaGUY]

Personally I wouldn't have a problem charging more for obesity either.

How about if you avoid drinking, don't smoke, don't do drugs, eat healthy, and work out enough to score an "outstanding" on your ROTC fitness test, then six months later are diagnosed with cancer?

You know, like with what happened to me.

Okay, I'm off to bed for real now.

Ah so since you got dealt a shitty hand, everyone else should have to pay...

 

[Andrew1990]

So, does this mean I will be paying more in taxes every paycheck or what? Also do I have to do anything so I dont get fined?

No one has explained this to me, the average joe, so how do I know what to do? Does my employer tell me how to do this?

 

[IronWing]

So, does this mean I will be paying more in taxes every paycheck or what? Also do I have to do anything so I dont get fined?

No one has explained this to me, the average joe, so how do I know what to do? Does my employer tell me how to do this?

Nothing happens right away. Plenty of time for the pols to muck it up some more. Don't sweat it.

 

[Carmen813]

Ah so since you got dealt a shitty hand, everyone else should have to pay...

Because I'm the only person in the entire country this has happened to. Everyone else was an irresponsible douche bag. In addition, I'll be the only person who ever benefits from eliminating this discrimination. You aren't ever going to get sick.

Am I right?

Good night Cad. Try to get some sleep.

 

[Andrew1990]

Nothing happens right away. Plenty of time for the pols to muck it up some more. Don't sweat it.

Ok, I just never understood the concept of this. So I am basically getting health insurance now through my employer in the coming months?

 

[CADsortaGUY]

Because I'm the only person in the entire country this has happened to. Everyone else was an irresponsible douche bag? In addition, I'll be the only person who ever benefits from eliminating this law. You aren't ever going to get sick.

Am I right?

Good night Cad. Try to get some sleep.

I didn't say you were the only one you twit. But since you can't see past yourself on this. Try it this way: So since some got dealt a shitty hand it means everyone else has to pay?

 

[her209]

You know, since all the Republicans voted nay anyway, the Democrats could have passed a better healthcare bill that did not include all those concessions to the right. They could have passed single-payer, truly universal healthcare, not this diluted hodgepodge.

Not really. There were elements within the Dems that were against the single payer option - a government run health insurance company.

 

[CADsortaGUY]

Not really. There were elements within the Dems that were against the single payer option - a government run health insurance company.

Yeah, pretty much only the far left portion supports a single payer system.

 

[Elias824]

For those of your talking about rush leaving, he said he would leave the country for heath care, not to live somewhere else.

 

[Slew Foot]

Ok, I just never understood the concept of this. So I am basically getting health insurance now through my employer in the coming months?

Pretty much nothing happen for 4 years. By then, the bill will probably be much different.

 

[shira]

So....insurance companies will no longer be able to deny people for pre-existing conditions. What stops an insurance company from just charging an outrageous price that the person could no way afford? If that's the case, the pre-existing condition clause in the bill is meaningless.

Competition.

 

[shira]

Not really. There were elements within the Dems that were against the single payer option - a government run health insurance company.

Um, a single payer option was NEVER considered during the entire history of the current health care legislation. You may be confusing the "public option" - a health policy that would be been offered by the government in order to provide competition to plans offered by private insurers - with a "single payer" system.

So many people seem to be ignorant about what the current legislation is and how it evolved that it's difficult to take seriously the assertion that "a majority of the American people are against this bill." How can that possibly be true when the majority doesn't even know what's in the bill?