Originally posted by: theNEOone
Originally posted by: CtK
Originally posted by: theNEOone
Originally posted by: mugs
Originally posted by: CtK
Originally posted by: theNEOone
Originally posted by: CtK
nope i live with the same a$$hole drivers LOL!!
well, then you're lying about your rate. my family members all have impeccable driving records, and none of them drive a car that's worth over $40k or have deductibles less than $500. let's see a copy of your policy as proof.
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no prob
ill post it on monday
dont have a scanner at home but do at work
EDIT: would it help if the insurance is under my moms name and that is why my insurance is so low??
You bought a $37,000 car and you still live at home? ...
that's how it's done here in miami
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well im saving up to buy a house
so hopefully by next year ill move in2 my own place
i was in that same position when i bought my car and new that i could afford an extremely expensive car but realized this:
500 /mo car payment: $6000 a year. depending on your credit, most lenders will let you borrow up to 95% of the value of a house (especially for new home owners). so by buying your car, you just relinquished the possibility of owning a house worth $120,000 more. not only that, but now your car payment is eating into your potential to pay your monthly mortgage, and lenders will be less inclined to approve your application for a large amount. if your plan is to buy a home in a year, then buying a $40k car is the WORST possible financial decision you could possibly make.
but like i said, that's how it's done here in miami. it sucks, because i fell into the same trap. when i should've bought a $15k car, i spent 25k. luckily the payments are only $270 /mo so i'm not in too bad a shape. miami=bleh.
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