Like others have stated, and we have gone over here a dozen times, location matters a lot. National average for median is about 59k? Well here it is only 33k. Family of 5. 19 in college, 14, 5, 1, and wife. Little over 160k, or about 5x the median income. Living in LA, NY, Boston, DC, I would be dead broke. But here living is pretty good. Big house, and we do ok. Wife stays at home. According to the chart, we are barely upper income. Yet that is based on the national average, which is almost twice what it is here.