I always use the full mode with my S23 Ultra. It completely fills my phone's display, and I have 21:9 monitors at home. It yields 4000 x 1868 images or 2.14:1. The only time I use 4:3 is if I'm taking an image of a round or square object, otherwise I prefer landscape.
A recent update now let's you select 1:1 images, and all modes let you select 12mp, 50mp, or 200mp.