Usually people use a headset, I think? That amount of money won't get you anything too fancy, probably no bluetooth, for instance. But you can definitely get a wired usb headset for that or less.
If you just want a mic (you already have headphones or speakers you like) than any cheap USB podcaster mic is going to be fine, quality-wise. This is just an off-brand one but it has a load of good reviews and is well inside your price range.